/* Assurance instrument de musique · Amophys — design A « Éditorial » (rouge #e30613, bleu #302c83, Roboto) */
:root{--navy:#302c83;--navy2:#1d1a57;--red:#e30613;--red2:#c40510;--ink:#14132e;--mut:#4f5274;--line:#e9e8f3;--soft:#f6f5fb;--lav:#ecebf7}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;overflow-x:clip}
body{margin:0;font:300 17px/1.65 Roboto,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:#fff;overflow-x:clip}
h1,h2,h3{font-family:Roboto,sans-serif;font-weight:700;line-height:1.1;margin:0;color:var(--ink)}
b,strong{font-weight:500}
a{color:var(--navy)}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:1240px;margin:0 auto;padding:0 18px}
.center{text-align:center}.muted{color:var(--mut)}

/* boutons : pilules, Roboto 500 16,5 px */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:16px 28px;border-radius:999px;font:500 16.5px Roboto,sans-serif;letter-spacing:.025em;line-height:1.2;text-decoration:none;border:0;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s,color .15s}
.btn:hover{transform:translateY(-1px)}
.btn .ar{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;background:rgba(255,255,255,.22);font-size:15px}
.btn--red{background:var(--red);color:#fff;box-shadow:0 10px 24px rgba(227,6,19,.25)}.btn--red:hover{background:var(--red2)}
.btn--navy{background:var(--navy);color:#fff}.btn--navy:hover{background:var(--navy2)}
.btn--line{border:1.5px solid var(--navy);color:var(--navy);background:#fff}.btn--line:hover{background:var(--navy);color:#fff}
.btn--ghost-w{border:1.5px solid rgba(255,255,255,.6);color:#fff}.btn--ghost-w:hover{background:#fff;color:var(--ink)}
.btn--sm{padding:12px 22px;font-size:15.5px}
.tag{display:inline-flex;align-items:center;gap:9px;font-size:13.5px;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--mut)}
.tag::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--red);flex:none}
.tag--w{color:#ffd6d9}.tag--w::before{background:#fff}
.tag--l{color:#a9a7d8}.tag--l::before{background:var(--red)}
.big{font-size:34px;font-weight:900;letter-spacing:-.03em;line-height:1.02}

/* en-tête */
.hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid transparent;transition:border-color .2s}
.hd.is-scrolled{border-color:var(--line)}
.hd__in{display:flex;align-items:center;gap:14px;height:66px}
.hd__logo img{height:34px;width:auto}
.hd__nav{display:none}
.hd__tel{display:none}
.hd__cta{margin-left:auto;white-space:nowrap}
.hd__burger{width:44px;height:44px;border:0;background:var(--soft);border-radius:50%;display:grid;place-content:center;gap:4px;cursor:pointer;flex:none}
.hd__burger span{display:block;width:18px;height:2px;background:var(--navy);border-radius:2px}
.hd__nav.open{display:flex;flex-direction:column;position:absolute;left:0;right:0;top:66px;background:#fff;border-bottom:1px solid var(--line);padding:8px 18px 16px;box-shadow:0 20px 30px rgba(29,26,87,.1)}
.hd__nav a{color:#33335a;text-decoration:none;font-weight:400;padding:12px 0;border-bottom:1px solid var(--line)}
.hd__nav a:last-child{border:0}
@media (max-width:420px){.hd__cta{padding:10px 15px;font-size:14.5px;letter-spacing:.01em}.hd__logo img{height:30px}}

/* accueil : haut de page éditorial */
.ah{padding-top:26px;padding-bottom:30px}
.ah h1{font-size:44px;font-weight:900;letter-spacing:-.04em;line-height:.98;margin-top:16px}
.ah h1 em{font-style:italic;font-weight:300;color:var(--red);letter-spacing:-.03em}
.ah__row{display:grid;gap:30px;margin-top:22px}
.ah__lead{font-size:17px;color:var(--mut);max-width:540px;margin:0 0 24px}
.ah__btns{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.ah__checks{list-style:none;padding:0;margin:22px 0 0;display:flex;flex-wrap:wrap;gap:8px 20px;font-size:16px;font-weight:400;color:var(--navy)}
.ah__checks li{display:flex;align-items:center;gap:7px}
.ah__checks svg{width:18px;height:18px;fill:none;stroke:var(--red);stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}
.ah__media{position:relative}
.pics{display:grid;grid-template-columns:1.25fr .75fr;gap:12px}
.pics>div{display:grid;gap:12px}
.pics img{width:100%;height:230px;object-fit:cover;border-radius:26px}
.pics>div img{height:109px}
.price{position:absolute;left:12px;bottom:16px;background:var(--ink);color:#fff;border-radius:20px;padding:14px 20px;box-shadow:0 20px 40px rgba(20,19,46,.25)}
.price b{display:block;font:900 38px/1 Roboto,sans-serif;margin:2px 0}.price small{display:block;color:#b9b7e0;font-size:14px}

/* bande d'instruments qui défile */
.marq{overflow:hidden;padding:26px 0;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marq__in{display:flex;gap:28px;width:max-content;animation:marq 40s linear infinite}
.marq span{font-size:30px;font-weight:900;letter-spacing:-.03em;color:#dcdbec;white-space:nowrap}
.marq span:nth-child(3n){color:var(--navy)}.marq span:nth-child(5n){-webkit-text-stroke:1.5px var(--red);color:transparent}
@keyframes marq{to{transform:translateX(-50%)}}

/* grille « bento » des garanties */
.sec{padding-top:46px}
.bento{display:grid;gap:12px}
.bento>div{border-radius:26px;padding:26px;background:var(--soft);display:flex;flex-direction:column}
.bento__promise{background:var(--red)!important;color:#fff}
.bento__promise h2{color:#fff;font-size:40px;font-weight:900;letter-spacing:-.03em;line-height:1;margin:26px 0 10px}
.bento .bento__promise p{margin:0;color:#ffe1e3;font-size:16.5px}
.bento__ic{width:50px;height:50px;border-radius:50%;background:#fff;display:grid;place-items:center;transition:background .25s,transform .25s}
.bento__ic svg{width:24px;height:24px;fill:none;stroke:var(--red);stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round;transition:stroke .25s}
.bento>div:hover .bento__ic{background:var(--red);transform:rotate(-8deg)}.bento>div:hover .bento__ic svg{stroke:#fff}
.bento h3{font-size:21px;margin:22px 0 6px}.bento p{margin:0;color:var(--mut);font-size:16.5px;line-height:1.5}
.bento__who{background:var(--navy)!important;color:#fff}
.bento__who h3{color:#fff;font-size:24px;margin:12px 0 20px;line-height:1.2}
.ins{display:grid;grid-template-columns:repeat(3,1fr);gap:14px 8px;margin-top:auto}
.ins figure{margin:0;text-align:center}
.ins__ic{display:grid;place-items:center;width:64px;height:64px;margin:0 auto;border-radius:50%;background:rgba(255,255,255,.1);transition:background .3s,transform .3s}
.ins__ic svg{width:44px;height:44px;fill:none;stroke:#fff;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}
.ins__ic .r{stroke:#ff6b73}.ins__ic .f{fill:#fff;stroke:none}.ins__ic .f.r2{fill:#ff6b73}
.ins figure:hover .ins__ic{background:#fff;transform:translateY(-3px) rotate(-6deg)}
.ins figure:hover .ins__ic svg{stroke:var(--navy)}.ins figure:hover .ins__ic .f{fill:var(--navy)}.ins figure:hover .ins__ic .r{stroke:var(--red)}.ins figure:hover .ins__ic .f.r2{fill:var(--red)}
.ins figcaption{margin-top:6px;font-size:14.5px;font-weight:400;color:#d6d5f0}

/* étapes « do, ré, mi » */
.how{display:grid;gap:14px;margin-bottom:30px}
.how p{color:var(--mut);margin:0;max-width:560px}
.steps{list-style:none;padding:0;margin:0 0 30px;display:grid;border-top:1.5px solid var(--ink)}
.steps li{padding:24px 0 22px;border-bottom:1px solid var(--line)}
.steps li:last-child{border:0}
.steps b{font-weight:400;font-size:14.5px;letter-spacing:.14em;color:var(--red)}
.steps h3{font-size:25px;margin:8px 0 6px}.steps p{margin:0;color:var(--mut)}

/* texte + photo */
.split{display:grid;gap:30px}
.split h2{font-size:28px;font-weight:700;letter-spacing:-.015em;line-height:1.15;margin:14px 0 14px}
.split p{color:#3a3c5e}
.split__img img{border-radius:26px;width:100%;aspect-ratio:3/2;height:auto;object-fit:cover;display:block}
.more{font-weight:500;color:var(--red);text-decoration:none}
.forma{background:var(--navy);color:#fff;border-radius:30px;overflow:hidden;display:grid}
.forma__tx{padding:30px 24px}
.forma h2{font-size:28px;font-weight:700;letter-spacing:-.015em;line-height:1.15;margin:14px 0 12px;color:#fff}
.forma p{color:#d9d8f2;margin:0 0 22px}.forma .tag{color:#c9c8e8}
.forma picture{display:block}.forma img{width:100%;height:100%;min-height:260px;max-height:420px;object-fit:cover;display:block}

/* questions fréquentes */
.faqs{display:grid;gap:20px}
.faqs__lead{color:var(--mut);margin:12px 0 0}
.faq{border-top:1px solid var(--line)}
.faq:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;font-weight:400;font-size:18.5px;padding:18px 34px 18px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:14px;color:var(--red);font-size:24px;font-weight:300;transition:transform .2s}
.faq[open] summary::after{transform:rotate(45deg)}
.faq p{margin:0 0 18px;color:var(--mut)}

/* bandeau final sombre */
.band{background:var(--ink);color:#c9c8e8;margin-top:70px}
.band__in{display:grid;gap:24px;padding-top:54px;padding-bottom:58px;align-items:center}
.band h2{color:#fff;font-size:34px;font-weight:900;letter-spacing:-.03em;line-height:1.02}.band h2 span{color:var(--red)}
.band p{margin:12px 0 0;max-width:560px}
.band__btns{display:flex;flex-wrap:wrap;gap:10px}

/* page de destination Google Ads */
.ticks{list-style:none;padding:0;margin:0 0 20px;display:grid;gap:12px}
.ticks li{position:relative;padding-left:34px;color:#3a3c5e}
.ticks li::before{content:"✓";position:absolute;left:0;top:2px;width:22px;height:22px;border-radius:50%;background:#fdecee;color:var(--red);font-weight:700;font-size:13px;display:grid;place-items:center}
.callout{border-left:4px solid var(--red);background:var(--soft);border-radius:0 18px 18px 0;padding:16px 20px;margin-top:10px}
.callout b{color:var(--navy);font-size:18px}.callout p{margin:6px 0 0;color:#3a3c5e}
.ad-cols h2{font-size:26px;font-weight:900;letter-spacing:-.02em;margin-bottom:16px}

/* encart promo (page « meilleure ») */
.promo{position:relative;overflow:hidden;border-radius:26px;padding:26px 24px 24px;color:#d6d5f0;background:radial-gradient(260px 180px at 100% 0,#4a44b5 0,transparent 70%),var(--ink);box-shadow:0 24px 50px rgba(20,19,46,.22)}
.promo__k{margin:0;font-size:13px;letter-spacing:.14em;text-transform:uppercase;font-weight:500;color:#a9a7d8}
.promo__t{margin:8px 0 18px;font-weight:900;font-size:26px;line-height:1.1;letter-spacing:-.02em;color:#fff}.promo__t em{font-style:italic;font-weight:300;color:#ff5a63}
.promo__ic{list-style:none;padding:0;margin:0 0 20px;display:grid;grid-template-columns:repeat(4,1fr);gap:6px;text-align:center;font-size:13.5px;font-weight:400;color:#fff}
.promo__ic span{display:grid;place-items:center;width:46px;height:46px;margin:0 auto 6px;border-radius:50%;background:rgba(255,255,255,.1)}
.promo__ic svg{width:22px;height:22px;fill:none;stroke:#ff5a63;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.promo__price{display:flex;align-items:baseline;gap:8px;margin:0}.promo__price b{font:900 46px/1 Roboto,sans-serif;color:#fff}.promo__price small{font-size:15px;color:#c9c8e8}
.promo__sub{margin:6px 0 18px;font-size:15px}
.promo .btn{width:100%}

/* pages intérieures */
.phero{padding:26px 0 30px;border-bottom:1px solid var(--line)}
.phero__in{display:grid;gap:22px;align-items:end}
.crumb{font-size:14.5px;color:var(--mut);margin-bottom:16px}.crumb a{color:var(--mut);text-decoration:none}.crumb a:hover{color:var(--red)}
.phero h1{font-size:38px;font-weight:900;letter-spacing:-.035em;line-height:1;margin-top:12px}
.phero__lead{color:var(--mut);font-size:17px;margin:14px 0 0;max-width:640px}
.phero__card{background:var(--ink);color:#fff;border-radius:24px;padding:20px 22px;display:grid;gap:2px;max-width:340px}
.phero__card span{font-size:14px;color:#b9b7e0}.phero__card b{font:900 40px/1.1 Roboto,sans-serif}.phero__card b small{font-size:17px;color:#ff5a63;font-weight:500}
.phero__card em{font-style:normal;font-size:14.5px;color:#b9b7e0;margin-bottom:14px}
main .pgrid{padding-top:36px;padding-bottom:10px}
.prose{max-width:780px}
.prose h2{font-size:24px;font-weight:700;margin:34px 0 10px}
.prose h2::after{content:"";display:block;width:34px;height:3px;border-radius:3px;background:var(--red);margin-top:10px}
.prose p,.prose li{color:#3a3c5e}
.prose ul{padding-left:20px}.prose li{margin:4px 0}.prose li::marker{color:var(--red)}
.prose a{color:var(--red2)}
.prose a.btn,.prose a.btn:hover{color:#fff;text-decoration:none}
.prose .lead{font-size:18px}
.side{margin-top:24px}
.tiles{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:18px 0 24px}
.tiles div{background:var(--soft);border-radius:20px;padding:20px}.tiles h3{font-size:18.5px;margin-bottom:6px}.tiles p{margin:0;font-size:16.5px}
.contact{display:grid;gap:16px}
.contact__card{background:var(--soft);border-radius:26px;padding:26px}
.contact__card h2{font-size:22px;margin:0 0 8px}.contact__card h2::after{display:none}
.contact__card h2+p{margin-top:0}.contact__card h2:not(:first-child){margin-top:22px}
.contact__tel{font:900 30px Roboto;color:var(--navy)!important;text-decoration:none}

/* pied de page */
.ft{background:var(--ink);color:#c9c8e8;padding:46px 0 90px;font-size:16px;border-top:1px solid rgba(255,255,255,.08)}
.ft__in{display:grid;gap:26px}
.ft__brand img{height:40px;width:auto}
.ft p{margin:12px 0 0}.ft__ins b{color:#fff}
.ft nav{display:flex;flex-direction:column;gap:6px}.ft nav b,.ft__tel b{color:#fff;margin-bottom:4px;font-weight:500}
.ft a{color:#c9c8e8;text-decoration:none}.ft a:hover{color:#fff}
.ft__tel{display:flex;flex-direction:column;gap:4px}.ft__tel a{font:900 24px Roboto;color:#fff}
.ft__legal{display:flex;flex-wrap:wrap;gap:8px 18px;border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;font-size:14.5px}

/* barre d'action mobile */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:flex;gap:8px;padding:10px 14px calc(10px + env(safe-area-inset-bottom,0px));background:rgba(255,255,255,.94);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);box-shadow:0 -10px 30px rgba(20,19,46,.1)}
.mbar .btn--red{flex:1}.mbar .btn--navy{width:54px;padding:0;flex:none}

/* icônes au trait (téléphone, étoile) */
.ico{width:1.05em;height:1.05em;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;vertical-align:-.17em;flex:none}
.mbar .btn--navy .ico{width:22px;height:22px;vertical-align:middle}

@media (min-width:600px){
  .ah h1{font-size:60px}
  .pics img{height:300px}.pics>div img{height:144px}
  .bento{grid-template-columns:1fr 1fr}.bento__promise,.bento__who{grid-column:1/-1}
  .ins{grid-template-columns:repeat(6,1fr)}
  .steps{grid-template-columns:repeat(3,1fr)}.steps li{padding:24px 24px 18px 0;border:0;border-right:1px solid var(--line);margin-right:24px}.steps li:last-child{border:0;margin:0}
  .tiles{grid-template-columns:repeat(3,1fr)}
  .contact{grid-template-columns:1fr 1fr}
  .ft__in{grid-template-columns:1fr 1fr}
}
@media (min-width:1024px){
  .wrap{padding:0 40px}
  .hd__in{height:84px}.hd__logo img{height:42px}
  .hd__nav{display:flex;gap:26px;margin-left:auto}.hd__nav a{border:0;padding:0;font-size:16px;font-weight:400}.hd__nav a:hover{color:var(--red)}
  .hd__tel{display:inline-flex;align-items:center;gap:6px;margin-left:8px;color:var(--navy);text-decoration:none;font-weight:500;font-size:16px;white-space:nowrap}.hd__tel:hover{color:var(--red)}
  .hd__cta{margin-left:8px}.hd__burger{display:none}
  .ah{padding-top:50px;padding-bottom:50px}
  .ah h1{font-size:96px}
  .ah__row{grid-template-columns:1fr 1fr;gap:50px;align-items:center;margin-top:34px}
  .ah__lead{font-size:18px}
  .pics img{height:380px;border-radius:30px}.pics>div img{height:184px}
  .price{left:-28px;bottom:26px;padding:16px 22px}.price b{font-size:42px}
  .marq{padding:30px 0}.marq__in{gap:56px}.marq span{font-size:54px}
  .sec{padding-top:80px}
  .big{font-size:60px}
  .bento{grid-template-columns:repeat(4,1fr);gap:14px}
  .bento>div{min-height:210px;padding:28px}
  .bento__promise{grid-column:auto;grid-row:span 2}.bento__promise h2{font-size:54px;margin-top:auto}
  .bento__who{grid-column:span 3;display:grid!important;grid-template-columns:1fr 1.35fr;gap:30px;align-items:center}
  .bento__who h3{font-size:27px;margin:12px 0 0}
  .ins{margin-top:0}
  .how{grid-template-columns:1fr 1fr;gap:40px;align-items:end;margin-bottom:34px}
  .steps h3{font-size:27px}
  .split{grid-template-columns:1fr 1fr;gap:70px;align-items:center}
  .split h2{font-size:34px}
  .forma{grid-template-columns:1.05fr .95fr}
  .forma__tx{padding:52px 56px;align-self:center}
  .forma img{max-height:none}
  .forma h2{font-size:34px}
  .faqs{grid-template-columns:.8fr 1.2fr;gap:60px;align-items:start}
  .band{margin-top:100px}
  .band__in{grid-template-columns:1fr auto;gap:50px;padding-top:90px;padding-bottom:90px}
  .band h2{font-size:60px}
  .phero{padding:50px 0 54px}
  .phero h1{font-size:68px}.phero__lead{font-size:18px}
  .phero__in{grid-template-columns:1fr auto;gap:50px}
  .phero__card{width:340px}
  .pgrid--side{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:60px;align-items:start}
  .side{position:sticky;top:110px;margin-top:0}
  .ad-cols{grid-template-columns:1fr 1fr;align-items:start}
  .ft{padding-bottom:34px}
  .ft__in{grid-template-columns:1.3fr 1fr 1fr 1fr}
  .mbar{display:none}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}.marq__in{animation:none}}

/* retour à la ligne du grand titre : ordinateur seulement */
.ah h1 br{display:none}
@media (min-width:1024px){.ah h1 br{display:inline}}

/* portée do-ré-mi au-dessus des 3 étapes */
.staff{position:relative;height:84px;margin-bottom:4px}
.staff__lines{position:absolute;left:0;right:0;top:6px;width:100%;height:49px}
.staff__lines line{stroke:var(--navy);stroke-width:1;opacity:.35;vector-effect:non-scaling-stroke}
.staff__notes{position:relative;display:grid;grid-template-columns:repeat(3,1fr);height:100%}
.staff__notes>span{display:flex;justify-content:center}
.staff__notes svg{height:84px;width:auto;overflow:visible}
.staff__notes .h{fill:var(--red)}.staff__notes .s{stroke:var(--red);stroke-width:2;fill:none;stroke-linecap:round}
.staff__notes .l{stroke:var(--navy);stroke-width:1.2;opacity:.6}
.steps--staff{border-top:0}
@media (min-width:600px){.staff__notes>span{justify-content:flex-start;padding-left:6px}}

/* bloc « 0 € de franchise » : bouclier en filigrane, halo, risques couverts */
.bento__promise{position:relative;overflow:hidden;background:radial-gradient(260px 220px at 100% 0,#ff4a55 0,transparent 70%),radial-gradient(200px 160px at 0 100%,#b8040f 0,transparent 75%),var(--red)!important}
.bento__promise>*{position:relative;z-index:1}
.bento__promise .bento__wm{position:absolute;z-index:0;right:-34px;top:-6px;width:190px;height:190px;fill:none;stroke:rgba(255,255,255,.2);stroke-width:1.1;stroke-linecap:round;stroke-linejoin:round;transform:rotate(12deg)}
.bento__risks{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:7px}
.bento__risks li{background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.3);color:#fff;font-size:14.5px;font-weight:500;letter-spacing:.02em;padding:5px 13px;border-radius:999px}

/* fenêtre de consentement aux cookies */
.ck{position:fixed;z-index:900;left:12px;right:12px;bottom:12px;max-width:460px;background:#fff;border-radius:22px;padding:22px 22px 18px;box-shadow:0 24px 60px rgba(20,19,46,.28);border:1px solid var(--line);font-size:15.5px;line-height:1.5;opacity:0;transform:translateY(20px);transition:opacity .3s,transform .3s}
.ck.in{opacity:1;transform:none}
.ck__skip{position:absolute;top:12px;right:16px;background:none;border:0;padding:4px;font:400 13.5px Roboto,sans-serif;color:var(--mut);cursor:pointer;text-decoration:underline;text-underline-offset:2px}
.ck__t{margin:16px 0 6px;font-weight:900;font-size:21px;letter-spacing:-.02em;color:var(--ink)}
.ck__p{margin:0 0 14px;color:var(--mut)}.ck__p a{color:var(--navy);font-weight:500}
.ck__opts{display:grid;gap:8px;margin:0 0 14px}.ck__opts[hidden]{display:none}
.ck__opt{display:flex;align-items:center;justify-content:space-between;gap:14px;background:var(--soft);border-radius:14px;padding:12px 14px;cursor:pointer}
.ck__opt b{display:block;font-weight:500;color:var(--ink)}.ck__opt small{display:block;color:var(--mut);font-size:13.5px;line-height:1.4}
.ck__opt input{appearance:none;-webkit-appearance:none;flex:none;width:44px;height:26px;border-radius:999px;background:#cfcde3;position:relative;cursor:pointer;transition:background .2s}
.ck__opt input::after{content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.2);transition:transform .2s}
.ck__opt input:checked{background:var(--navy)}.ck__opt input:checked::after{transform:translateX(18px)}
.ck__opt input:disabled{opacity:.55;cursor:default}
.ck__btns{display:grid;grid-template-columns:1fr 1fr;gap:8px}.ck__btns .ck__btn:only-child{grid-column:1/-1}
/* « Tout refuser » et « Tout accepter » strictement identiques (exigence CNIL) */
.ck__btn{border:0;border-radius:999px;background:var(--navy);color:#fff;font:500 15.5px Roboto,sans-serif;letter-spacing:.02em;padding:13px 16px;cursor:pointer}
.ck__btn:hover{background:var(--navy2)}
.ck__more{display:block;margin:10px auto 0;background:none;border:0;font:500 14.5px Roboto,sans-serif;color:var(--navy);cursor:pointer;text-decoration:underline;text-underline-offset:3px}
@media (min-width:1024px){.ck{left:24px;right:auto;bottom:24px}}
/* grand écran : la barre « Recommander » est à gauche, la fenêtre cookies se place juste à côté */
@media (min-width:1280px) and (pointer:fine){.ck{left:96px}}

/* popup marketing (en bas à droite) */
.pop{position:fixed;z-index:880;right:12px;left:12px;bottom:84px;max-width:380px;margin-left:auto;background:#fff;border-radius:24px;padding:24px 22px 22px;box-shadow:0 24px 60px rgba(20,19,46,.3);border:1px solid var(--line);opacity:0;transform:translateY(24px);transition:opacity .35s,transform .35s}
.pop.in{opacity:1;transform:none}
.pop::before{content:"";position:absolute;inset:0 0 auto 0;height:6px;border-radius:24px 24px 0 0;background:linear-gradient(90deg,var(--red),var(--navy))}
.pop__x{position:absolute;top:10px;right:12px;width:34px;height:34px;border:0;border-radius:50%;background:var(--soft);color:var(--ink);font-size:20px;line-height:1;cursor:pointer}
.pop__x:hover{background:var(--line)}
.pop__logo{height:28px;width:auto;margin:2px 0 12px}
.pop__k{margin:0 0 4px;font-size:12.5px;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--red)}
.pop__t{margin:0 30px 8px 0;font-weight:900;font-size:21px;line-height:1.15;letter-spacing:-.02em;color:var(--ink)}
.pop__p{margin:0 0 12px;color:var(--mut);font-size:15.5px;line-height:1.5}
.pop__tags{list-style:none;padding:0;margin:0 0 16px;display:flex;flex-wrap:wrap;gap:6px}
.pop__tags li{background:var(--soft);color:var(--navy);font-size:13.5px;font-weight:500;padding:5px 11px;border-radius:999px}
.pop__btn{width:100%}
@media (min-width:1024px){.pop{left:auto;right:24px;bottom:24px;width:380px}}
/* page Espace client */
.ec-login{display:grid;grid-template-columns:1.35fr 1fr;gap:28px;align-items:center;background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;border-radius:28px;padding:38px 40px;margin:6px 0 40px;position:relative;overflow:hidden}
.ec-login::after{content:"";position:absolute;right:-80px;top:-80px;width:260px;height:260px;border-radius:50%;background:rgba(255,255,255,.06)}
.ec-login .ec-badge{display:inline-block;font:500 12.5px/1 Roboto,sans-serif;letter-spacing:.12em;text-transform:uppercase;background:rgba(255,255,255,.12);padding:7px 12px;border-radius:999px;margin-bottom:14px}
.ec-login h2{color:#fff;font-size:30px;line-height:1.15;margin:0 0 10px}.ec-login p{color:#d9d8f2;margin:0 0 20px;font-size:17px}
.ec-login .btn{background:var(--red)!important;color:#fff!important}.ec-login small{display:block;margin-top:14px;color:#b9b7e6;font-size:15px}.ec-login small a{color:#fff;font-weight:500}
.ec-mock{position:relative;z-index:1;background:#fff;border-radius:20px;padding:20px;box-shadow:0 20px 50px rgba(0,0,0,.25);color:var(--ink)}
.ec-mock b{display:flex;align-items:center;gap:8px;font-size:15px;margin-bottom:12px}.ec-mock b svg{width:18px;height:18px;color:var(--navy)}
.ec-mock div{display:flex;justify-content:space-between;align-items:center;font-size:14px;padding:9px 0;border-top:1px solid var(--line)}.ec-mock div span:last-child{font-weight:500;color:#16a34a}
.ec-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:18px 0 40px}
.ec-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;transition:transform .2s,box-shadow .2s}.ec-card:hover{transform:translateY(-3px);box-shadow:0 16px 36px rgba(48,44,131,.1)}
.ec-ico{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:var(--lav);color:var(--navy);margin-bottom:14px}.ec-ico svg{width:24px;height:24px}
.ec-card h3{font-size:18.5px;margin:0 0 6px}.ec-card p{margin:0;font-size:16.5px;color:var(--mut)}
.ec-help{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:0 0 10px}.ec-help>div{background:var(--soft);border-radius:22px;padding:24px 26px}
.ec-help h3{font-size:19px;margin:0 0 6px}.ec-help p{margin:0 0 14px;color:var(--mut)}
@media (max-width:860px){.ec-login{grid-template-columns:1fr;padding:30px 24px}.ec-login h2{font-size:25px}.ec-grid{grid-template-columns:1fr 1fr}.ec-help{grid-template-columns:1fr}}
@media (max-width:520px){.ec-grid{grid-template-columns:1fr}.ec-mock{display:none}}
.ec-help .btn--line{background:#fff!important;color:var(--navy)!important;border:1.5px solid var(--navy)}
.ec-login{grid-template-columns:1.4fr 1fr;padding:44px 52px}.ec-mock{max-width:400px;justify-self:end;width:100%}
/* pied de page toujours en bas de l'écran, même sur une page courte */
body{min-height:100vh;min-height:100dvh;display:flex;flex-direction:column}
body>main{flex:1 0 auto}
body>.ft{flex-shrink:0}
.ec-login small a{white-space:nowrap}
.prose:has(.ec-login){padding-bottom:40px}
/* pages intérieures : titre sobre (27 px), pages pleine largeur, colonne d'aide */
.phero h1{font-size:27px;font-weight:700;letter-spacing:-.01em;line-height:1.2}
.phero__lead{font-size:16.5px;margin-top:8px}
.prose--wide{max-width:none;padding-bottom:40px}
.help{background:var(--soft);border-radius:24px;padding:24px 24px 22px}
.help__k{font:500 12.5px/1 Roboto,sans-serif;letter-spacing:.12em;text-transform:uppercase;color:var(--red);margin:0 0 8px}
.help__t{font-size:19px;font-weight:700;line-height:1.25;margin:0 0 14px;color:var(--ink)}
.help__tel{display:flex;align-items:center;gap:8px;font:700 24px/1.1 Roboto,sans-serif;color:var(--navy);text-decoration:none;white-space:nowrap}.help__tel svg{width:20px;height:20px}
.help__h{font-size:15px;color:var(--mut);margin:6px 0 18px}
.help .btn{width:100%}
.help__l{display:block;margin-top:14px;font-size:15px;color:var(--navy);font-weight:500}
@media (min-width:1000px){.phero{padding:34px 0 36px}.phero h1{font-size:27px}.phero__lead{font-size:17px}}
/* mentions légales : fiches d'identité */
.lg-grid{display:grid;gap:16px;margin-bottom:16px}
.lg-card{background:var(--soft);border-radius:22px;padding:22px 24px}
.lg-card--wide{margin-bottom:10px}
.prose .lg-card h2{font-size:18px;margin:0 0 10px}.prose .lg-card h2::after{display:none}
.lg-card p{margin:0 0 10px;font-size:16px;line-height:1.55}.lg-card p:last-child{margin-bottom:0}
.lg-dl{display:grid;grid-template-columns:130px 1fr;margin:0;font-size:16px;line-height:1.45}
.lg-dl dt{font-weight:500;color:var(--mut);padding:8px 0;border-top:1px solid var(--line)}
.lg-dl dd{margin:0;padding:8px 0;border-top:1px solid var(--line)}
.lg-dl dt:first-of-type,.lg-dl dt:first-of-type+dd{border-top:0}
@media (min-width:700px){.lg-grid{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.lg-dl{grid-template-columns:1fr}.lg-dl dd{border-top:0;padding-top:0}}
/* accueil : points forts du bloc « Comment assurer », cartes des formules */
.split ul{list-style:none;padding:0;margin:16px 0 20px;display:grid;gap:10px}
.split ul li{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--ink)}
.split ul li::before{content:"✓";flex:none;width:24px;height:24px;border-radius:50%;background:#fde8ea;color:var(--red);display:grid;place-items:center;font-size:13px;font-weight:700;margin-top:2px}
.forma__chips{display:grid;gap:10px;margin:0 0 20px}
.forma__chips div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:13px 14px}
.forma__chips b{display:block;font-size:16.5px;font-weight:700;color:#fff}.forma__chips small{display:block;font-size:13.5px;line-height:1.4;color:#b9b7e6}
.forma p.forma__inst{font-size:14.5px;color:#b9b7e6;margin:0 0 24px}
@media (min-width:600px){.forma__chips{grid-template-columns:repeat(3,1fr)}}
/* pages ciblées (instrument, profil, ville) */
.cb-img{margin:0 0 24px}.cb-img img{width:100%;aspect-ratio:3/2;height:auto;object-fit:cover;border-radius:11px;display:block}
.cb-risks{display:grid;gap:12px;margin:14px 0 8px}
.cb-risks div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px 18px}
.cb-risks b{display:block;font-size:17px;font-weight:700;color:var(--ink);margin-bottom:4px}.cb-risks p{margin:0;font-size:15.5px;line-height:1.55;color:var(--mut)}
.cb-note{background:var(--soft);border-left:4px solid var(--red);border-radius:0 18px 18px 0;padding:16px 20px;margin:24px 0}
.cb-note--val{border-left-color:var(--navy)}
.cb-note b{display:block;font-weight:700;color:var(--ink);margin-bottom:4px}.cb-note p{margin:0;font-size:16px;line-height:1.6}
.cb-agency{background:var(--navy);color:#fff;border-radius:20px;padding:20px 22px;margin:26px 0}
.cb-agency b{display:block;font-size:18px;margin-bottom:6px}.cb-agency p{margin:0 0 6px;color:#d9d8f2;font-size:16px}.cb-agency a{color:#fff;font-weight:500}
.cb-rel{margin:34px 0 10px;padding-top:20px;border-top:1px solid var(--line)}
.cb-rel b{display:block;font-weight:700;margin-bottom:10px}.cb-rel p{display:flex;flex-wrap:wrap;gap:8px;margin:0}
.cb-rel a{background:var(--soft);border-radius:999px;padding:7px 14px;font-size:15px;color:var(--navy);text-decoration:none;font-weight:500}.cb-rel a:hover{background:#e6e5f7}
@media (min-width:700px){.cb-risks{grid-template-columns:1fr 1fr}}
/* page ciblée épurée : H1, photo, texte, bouton */
.cb{padding-top:22px;padding-bottom:50px}
.cb__in{max-width:780px;margin:0 auto}
.cb .crumb{max-width:780px;margin:0 auto 18px}
.cb h1{font-size:30px;font-weight:700;letter-spacing:-.015em;line-height:1.2;margin:0 0 20px}
.cb-cta{margin:30px 0 0}
@media (min-width:1000px){.cb{padding-top:36px}.cb h1{font-size:34px}}
/* page ciblée : 2 colonnes quand il y a une photo (texte | photo + bouton) */
.cb__grid{display:grid;gap:26px}
.cb__grid--img .cb__in{max-width:none;margin:0}
.cb__side .cb-img{margin:0 0 18px}
.cb__side .cb-cta{margin:0}.cb__side .btn{width:100%}
@media (min-width:900px){.cb__grid--img{grid-template-columns:minmax(0,1fr) 380px;gap:56px;align-items:start}.cb__side{position:sticky;top:110px;margin-top:62px}}
.cb .crumb{max-width:none}
.cb__grid:not(.cb__grid--img) .cb__in{max-width:780px}
.cb__in{margin:0!important}
@media (max-width:899px){.cb-img--nomob{display:none}}
/* cookie croqué : rouvre les préférences de cookies */
.ck-fab{position:fixed;left:12px;bottom:12px;z-index:55;width:52px;height:52px;border:0;padding:0;background:none;cursor:pointer;transition:transform .2s}
.ck-fab:hover{transform:scale(1.08) rotate(-8deg)}.ck-fab img{width:100%;height:100%;display:block}.ck-fab[hidden]{display:none}
@media (max-width:1023px){.ck-fab{bottom:calc(74px + env(safe-area-inset-bottom,0px));width:44px;height:44px}}
/* étiquette d'un lien de menu (admin › Menus › Étiquettes) */
.nv-badge{display:inline-block;font:500 11px/1 Roboto,sans-serif;padding:4px 7px;border-radius:4px;vertical-align:middle;white-space:nowrap;margin-left:8px}